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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management
solutions to organizations operating in high-risk, highly-regulated
environments and organizations that value risk mitigation.

Our Companies

Enterprise Risk Management

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation,and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.


The Latest from Lowers & Associates

How the Threat of Active Assailants Impacts Hospital Security
March 1, 2018

The tragic recent school shootings have shined a bright light on the threats that exist in our society, particularly within settings where mass casualties are...


Top 7 Risk Management Articles from 2017
January 3, 2018

High reliability organizations, active assailant risk management, and healthcare security are just a few of the topics that dominated the Lowers & Associates Risk Management...


Why Now is a Great Time for a Fraud Prevention Check-up
December 20, 2017

The ending of one year and beginning of a new year is a great time to give your organization a fraud prevention check-up. This natural...


Visit the Risk Management Blog

Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.


The Latest from Proforma Screening Solutions

5 Questions to Test Your FCRA Adverse Action Smarts
March 7, 2018

Are you up to speed on adverse action? HR and hiring managers need to understand the rules and requirements of the adverse action process in...


10 FCRA Adverse Action Dos and Don’ts
February 27, 2018

When you’re considering denying employment as a result of a background check, your adverse action process takes over. The Federal Fair Credit Reporting Act (FCRA)...


How to Explain FCRA Adverse Action to Your Applicants
February 22, 2018

Sometimes the person you are considering for employment gives you a reason to reconsider. When this “reconsidering” is due to information found on a background...


Visit the Background Screening Blog

Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employmentscreening, tenant screening, and risk mitigation service providers nationwide.Combining innovative technology and deep human insight, Wholesale Screening deliversunique value to enable better, more efficient decision making and greater compliance.Court records, social media searches, reference data, and more, are fast, accurate, andaffordable with Wholesale Screening.


The Latest from Wholesale Screening Solutions

What Happens When Background Checks Become a Commodity?
February 28, 2018

Does it really matter what company you use for public records research? As a CRA, you’re working with thin margins. Every penny saved is a...


Forward-Thinking: Q&A with Wholesale Screening Solutions Founder, Matt Lowers
February 21, 2018

Earlier this month we sat down with Wholesale Screening Solutions founder and president, Matt Lowers. His story began over ten years ago when he identified...


How to Evaluate Your Public Records Research Provider
February 1, 2018

If you’re like many CRAs, you don’t sit around questioning or evaluating your public records research providers. As long as the results are coming in...


Visit the Wholesale Screening Blog