David R. Gardiner, CPA, has provided deposition and arbitration testimony as a CPA. Authored expert reports for various Federal and State courts. He has concentration in investigative accounting and litigation support. Clients include major property insurance companies, law firms, and corporations.
Mr. Gardiner specializes in the evaluation of damages. He has handled a wide range of files related to property damage or theft inclusive of, but not limited to business interruption, out-of-site and in-site inventory losses, fidelity and litigation support services. With respect to business interruption, Mr. Gardiner has handled a multitude of diverse engagements ranging across a broad business spectrum.
Engagements have included losses incurred by businesses as a result of the World Trade Center, BP Oil Spill along the gulf coast and recent U.S. Hurricane activity.
Mr. Gardiner has also assisted during Examinations Under Oath, Examinations Before Trial, and interrogatories. Finally, Mr. Gardiner has prepared and delivered in-house seminars for insurance carriers, as well as provided lectures to his peers.
Prior to forming Lowers Forensics International, Mr. Gardiner was a partner at Hagen, Streiff, Newton & Oshiro and worked at Magnan, Graizzaro & Associates and Campos & Stratis which serviced the insurance and legal industry. His primary work experience is in insurance claim analysis, forensic accounting and litigation support.
Business Interruption Claims & Implications for Loss Calculations – January 1,2022
InsurTech in Claims: Faster, Better, Cheaper – May 1, 2022
Efficiency, Accuracy and Evolution: Why It (Really) Matters to the Insurance Industry – October 9, 2020
Expertise
Mortgage Fraud
Applied Sciences
Hotels
Manufacturing
Personal Service Firms
Various Retail Sectors
Beverage Distributor
Agriculture
Fidelity
Rental Properties
Restaurants
Sport Franchises/Arenas
Health Services
Banking & Financial Services
Real Estate
Solar Energy
Social Security Distributions
Property Management
Credentials
Certified Public Accountant License for the State of RI
Certified Public Accountant License for the State of NH
Certified Fraud Examiner – Associate
Affiliations
American Institute of Certified Public Accountants
Rhode Island Society of Certified Public Accountants
New Hampshire Society of Certified Public Accountants