Go forward with confidence.
Protect your company from avoidable loss and harm with our comprehensive enterprise risk management solutions.

Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

Learn More

The Latest from Lowers & Associates

4 Keys to Business Continuity Planning for Natural Catastrophes

December 4, 2019

A catastrophe, by definition, is an event that causes great and often sudden damage or suffering. Catastrophic events, such as those caused by natural...

Read More

2019 Fraud Week Wrap-Up

November 22, 2019

We were proud to join the Association of Certified Fraud Examiners’ (ACFE) 2019 Fraud Awareness Week as an official supporter. Saturday, November 23, 2019...

Read More

7 Must-Haves for Occupational Fraud Prevention

November 21, 2019

As the ACFE’s 2019 Fraud Awareness Week comes to a close, it’s a good time to create your plan for fraud prevention in the year ahead. These seven fraud...

Read More

Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

Learn More

The Latest from Lowers Forensics

Whistleblower Allegations: When Should You Bring in an Independent Forensic Accounting Firm?

November 21, 2019

Whistleblowers are individuals who come forward to “blow the whistle” on information or activity that they believe to be illegal, unethical, or otherwise...

Read More

Claims Accounting Trends in Latin America

October 22, 2019

Q&A with Carlos Rivera and Alejandro Rose, Lowers Forensics International Latin America consists of 33 countries and dependent territories and covers 7.4...

Read More

The Wide Impact of Wide Area Damages: A Forensic Accounting Perspective

September 10, 2019

Monsoon flooding in India. Wildfires in California. Earthquakes and tsunamis in Indonesia. Volcanic eruptions in Guatemala. Hurricane Maria in Puerto Rico....

Read More

Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

Learn More

The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

Read More

How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

Read More

Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

Read More

Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

Learn More

The Latest from Wholesale Screening Solutions

3 Surprising Things You Might Not Know About County Court Records

November 13, 2019

County criminal court records are touted as one of the most useful, authoritative sources of information about an individual’s criminal background. At the...

Read More

The Current State of PII Protection in the Criminal Court Records System

November 6, 2019

“Inside Wholesale” Q&A with Vince Pascarella, EVP and General Counsel Maintaining online privacy and protecting personally identifiable information...

Read More

How We Address the Challenges of Federal Criminal Records Research

October 29, 2019

Q&A with Cody Funkhouser, Criminal Research Analyst Federal criminal records are unique not only in terms of the types of cases that are housed in the...

Read More

Lowers Risk Group