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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management
solutions to organizations operating in high-risk, highly-regulated
environments and organizations that value risk mitigation.

Our Companies

Enterprise Risk Management

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation,and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

7 Key Components of Successful ITM Risk Mitigation
September 20, 2018

Interactive Teller Machines (ITMs) offer new business opportunities to banks, and therefore to CIT carriers. A significant side benefit to the CIT carrier is the...

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5 ITM Program Risks CIT Carriers Must Address
August 29, 2018

Interactive Teller Machines (ITMs) represent a major shift in CIT carriers’ operations and that entails an added set of risks. In a global sense, ITMs...

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How ITMs are Changing the Business of CIT
August 21, 2018

It was not too long ago that CIT carriers operated armored vehicles with armed guards carrying cash from one brick-and-mortar facility to another. With the...

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Financial Forensics Services

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally-recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Mitigating the Sting of a Fake Degree
September 18, 2018

An employee or prospective employee’s education claims are something every employer would rather just trust at face value. If they say they have a degree...

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How to Avoid Being Taken Down by the FCRA Class Action Litigation Wave
August 30, 2018

An employer presents its job candidate with the necessary disclosures and authorization to obtain the candidate’s permission to perform a pre-employment background check. The candidate,...

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Do Background Checks Actually Stop Fraud?
July 17, 2018

Ethical employees are an obvious key to fraud prevention within any organization. But can you ever really know your employees are ethical before you hire...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employmentscreening, tenant screening, and risk mitigation service providers nationwide.Combining innovative technology and deep human insight, Wholesale Screening deliversunique value to enable better, more efficient decision making and greater compliance.Court records, social media searches, reference data, and more, are fast, accurate, andaffordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

4 Ways to Test the Strength of Your Public Records Research Provider’s Supplier Network
August 30, 2018

As a CRA, you know firsthand the benefit of having a partner in the public records research space who can deliver predictable turnaround times and...

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How We Optimize Our Supplier Network
August 23, 2018

Inside Wholesale Q&A with Carl Cogdill, Vice President of Vendor Management and Process Engineering To handle the breadth and volume of research we perform on...

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How to Talk to Your Clients About Turnaround Times for Public Records Research
July 31, 2018

For CRAs operating in the background screening industry, time is always of the essence. When your customers need to make a new hire, the last...

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