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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

5 Risks the CIT Industry Faces in Crypto Transportation

April 24, 2019

Custody of cryptocurrency in transit or in storage poses some specific risks that differ somewhat from the usual high-value small sized items, like jewelry....

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College Admissions Scandal: Are We too Quick to Blame the Institutions?

March 29, 2019

The college admissions scandal has caused quite a stir in the media over the last few weeks. The stories have varied, the fraudsters are unique to each...

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Defining the Risk of Cryptocurrency

March 21, 2019

The fundamental risk of cryptocurrency (‘crypto’), aside from market risks, is custody. Simply put, the high value of crypto, with the equivalent of over...

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Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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The Latest from Lowers Forensics

Innovations in Small Claims Accounting

May 16, 2019

Q&A with Joe Scarlato, President, Lowers Forensics International Last month, we announced the launch of our new AI-powered small claims accounting service....

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When Fraud Happens: Daniel Devine on Fraud / Fidelity Loss Investigations

April 23, 2019

Q&A with Daniel Devine, CPA, CFF, Senior Vice President at Lowers Forensics International Based in our Jersey City, NJ office, Daniel Devine, CPA, CFF...

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Decoding Cybersecurity Losses: Forensic Accountants to the Rescue

March 27, 2019

Cybersecurity losses are showing no signs of abating. If anything, they’re becoming more frequent, not to mention more expensive. To illustrate the...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Checking Employee Criminal Records? How Far Should You Go?

May 14, 2019

Employers universally turn to background screening to inform their hiring decisions and meet their compliance obligations. In fact, a recent HR.com survey found...

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The What’s What of Criminal Records [Infographic]

May 7, 2019

Employers use criminal records checks to help assess a candidate’s background when making decisions about promotions, new hires, or contractual relationships....

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Employment Screening FAQ Series: What’s Taking So Long?

April 25, 2019

The hiring process always seems to take longer than you want it to, so when you finally have acceptance on a contingent job offer, you don’t want any further...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

5 Specific Methods that Lead to Fast, Accurate Public Records Research Results

May 16, 2019

In today’s increasingly digital world, it seems everything is getting faster–if not instantaneous. Our very definition of fast has become even faster....

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How to Respond to FAQs About Criminal Records Research

May 2, 2019

As a Consumer Reporting Agency (CRA), you play a key role in your client’s hiring decisions. As they turn to you for vital data and helpful advice concerning...

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The Ins and Outs of Criminal Records TATs

April 11, 2019

Turnaround time — also referred to as TAT — refers to the length of time it takes for a background check to be completed. In the background...

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