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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Proactive Communication: The Human Algorithm for Managing Risk

August 13, 2020

Until recently, Continuous Monitoring was, at best, theoretical.  Why?  Because true Continuous Monitoring required real-time access to court records in order...

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Friend or Foe? Due Diligence Can Help Expose Criminal Intent

August 6, 2020

Benjamin Franklin once said, “Diligence is the mother of good luck.”  It’s a fascinating quote with a rabbit hole worth discussing, but taken at face...

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Prison Break: How Collaboration is Changing Security for the Better

July 29, 2020

Read this week's #OurStory conversation with Kris Keefauver, as he recounts an investigation experience with a team of security officers that, until that point,...

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Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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The Latest from Lowers Forensics

How Insurers Can Manage the Ensuing Volume of BI Claims Stemming from COVID-19 [Infographic]

April 2, 2020

The direct impact of the Coronavirus (COVID-19) is being felt all over the globe. In this uncertain time, the narrative that “we are all in this together”...

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5 Keys to a Successful Financial Fraud Investigation

March 26, 2020

Over a span of 11 years, two California agricultural businesses were allegedly impacted by an embezzlement scheme perpetrated by their trusted bookkeeper,...

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What is a Lifestyle Analysis and What Might it Reveal?

March 10, 2020

Financial negotiations are challenging, even under the best of circumstances. Add in any sort of dispute, and they can quickly escalate into something far more...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

Wait Wait… Don’t Tell Me Yet

July 23, 2020

Ordinarily when we talk about a product or service, we focus on what it is. Features, benefits, advantages. We speak to what it is rather than what it is not....

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Where’s the Beef in Your Monitoring Solution? [Case Study]

June 25, 2020

As one of the more “tenured” people in the background screening industry, I along with a few dozen others will remember the 1984 Wendy’s commercial...

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Welcome to the Next-Gen of Monitoring

June 11, 2020

Remember when the Blackberry was the ultimate smartphone? When MySpace ruled social media? Or when everyone had a Hotmail account? How about when TV was...

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