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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Understanding and Managing Violent Crime During COVID

December 10, 2020

In 2019, there were an estimated 1.2 million violent crimes and almost 7 million property crimes in the U.S.  While these numbers appear staggering, when...

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Evaluating Security as the Value of Stored Assets Increases

December 4, 2020

Over the last 9 months, the specie market and the financial industry have seen the value of stored assets increase exponentially. At the mid-year point, for...

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Fraud Week 2020: Lessons Learned from Real Life Stories of Fraud

November 20, 2020

Think it’s too good to be true? (You’re probably right.) This week, we have been proud to recognize and support the Association of Certified Fraud...

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Financial Forensics and Risk Mitigation

For matters of extreme importance, for problems that must be solved, the Lowers team of forensic accountants, litigation experts, investigators, and risk professionals are trusted to get the job done.

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The Latest from Lowers Forensics

Using Stratis to Boost Human Performance

December 18, 2020

If asked to consider what it means to “boost human performance,” the answer most-often given is additive – what new tools or techniques or science will...

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How Forensic Accountants Use Stratis After a CAT

December 8, 2020

Over the last decade, advancements in technology have provided an opportunity for organizations to combine digital tools in new and dynamic ways.  Microsoft...

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Efficiency, Accuracy and Evolution: Why It (Really) Matters to the Insurance Industry

October 9, 2020

Senior Vice President of Lowers Forensics International, David Gardiner, has spent the last 20 years evaluating economic and financial claims for insurance...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

Product Innovation: Bruce Obsesses About Product So You Don’t Have To

September 9, 2021

Today we continue our spotlight on the people of Wholesale by sharing a conversation with Bruce Myers, chief revenue officer and product innovator at Wholesale...

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Automation in the World of Background Screening: Today and Tomorrow

September 2, 2021

Here at Wholesale Screening, we see ourselves as a technology driven company filled with people who are engaged in helping our customers be successful. Our...

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Quality Report: The Biggest Factors Impacting Quality in Public Records Research

July 15, 2021

Interesting ideas emerge when you spend your days thinking about quality. Like the idea that one can reach a level of quality where a defect occurs only 3 times...

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International Loss Adjusting and Claims Management

Adjusteck is an international loss adjusting and claims management firm built on human experience and driven by technology. Adjusteck blends a bespoke approach to technical, complex loss adjusting for clients in the insurance and reinsurance markets with enterprise-level risk mitigation expertise.

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The Latest from Adjusteck

Adjusteck Continues U.S. Expansion with Addition of Mike Collins as Senior Executive General Adjuster

October 12, 2021

Adjusteck strengthens its U.S. operations with the appointment of Mike Collins as a Senior Executive General Adjuster. London (October 12, 2021) –...

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Adjusteck Strengthens Home Foreign Team, Welcoming Andrew Brown as Senior Executive General Adjuster

September 27, 2021

Andrew Brown will serve as a Senior Executive General Adjuster, focusing on technical and complex losses and serving the international insurance market from...

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Adjusteck Expands North American Capabilities, Bringing Scaled Solutions for Mid-Sized, Technical and Complex Commercial and Catastrophe Losses to Service Domestic U.S. and London Market Insurers

September 2, 2021

With its global capacity now including United States, Adjusteck’s technology-driven approach to loss adjusting will benefit global insurers and reinsurers...

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