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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management
solutions to organizations operating in high-risk, highly-regulated
environments and organizations that value risk mitigation.

Our Companies

Enterprise Risk Management

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation,and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.


The Latest from Lowers & Associates

The Rise of the ITM and the Related Rise in Risk
August 14, 2018

Interactive Teller Machines (ITMs) are proving to help solve many of today’s retail banking challenges and are becoming more prevalent as a result. This rise...


The Element of Surprise: How to Cut Fraud Detection Time in Half
August 8, 2018

When it comes to occupational fraud, the total loss an organization suffers is correlated with the length of time from when the fraud begins to...


How CIT Carriers Can Build a Successful ITM Program [Guide]
August 2, 2018

The role of CIT carriers in banking continues to expand with the on-going growth of Interactive Teller Machines (ITMs). These newer teller machines will not...


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Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally-recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.


Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.


The Latest from Proforma Screening Solutions

Do Background Checks Actually Stop Fraud?
July 17, 2018

Ethical employees are an obvious key to fraud prevention within any organization. But can you ever really know your employees are ethical before you hire...


4 Ways Pre-Employment Screening Generates Value for Your Company
June 27, 2018

You’re about to make a hire. So far, the candidate checks out on paper and in person, but you have yet to perform a formal...


Can Background Screening Help Reduce Hidden Biases in Your Hiring Process?
May 29, 2018

It is assumed that hiring decisions are based solely on the professional skills and qualifications of each applicant. In practice, however, our decisions can be...


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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employmentscreening, tenant screening, and risk mitigation service providers nationwide.Combining innovative technology and deep human insight, Wholesale Screening deliversunique value to enable better, more efficient decision making and greater compliance.Court records, social media searches, reference data, and more, are fast, accurate, andaffordable with Wholesale Screening.


The Latest from Wholesale Screening Solutions

How to Talk to Your Clients About Turnaround Times for Public Records Research
July 31, 2018

For CRAs operating in the background screening industry, time is always of the essence. When your customers need to make a new hire, the last...


Answering the Call for Exceptional Customer Service
July 12, 2018

Inside Wholesale Interview with Sabrina Whittington, Director, Client Services Continuing our Q&A series, this month we spent time with Sabrina Whittington who is the director...


Good. Fast. Cheap. Can Your Public Records Research Provider Deliver All Three?
July 2, 2018

“Good, fast, cheap: pick two.” This has long been the mantra for everything from food to space shuttles. Yet in today’s world, there is a...


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