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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Understanding and Managing Violent Crime During COVID

December 10, 2020

In 2019, there were an estimated 1.2 million violent crimes and almost 7 million property crimes in the U.S.  While these numbers appear staggering, when...

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Evaluating Security as the Value of Stored Assets Increases

December 4, 2020

Over the last 9 months, the specie market and the financial industry have seen the value of stored assets increase exponentially. At the mid-year point, for...

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Fraud Week 2020: Lessons Learned from Real Life Stories of Fraud

November 20, 2020

Think it’s too good to be true? (You’re probably right.) This week, we have been proud to recognize and support the Association of Certified Fraud...

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Financial Forensics and Risk Mitigation

For matters of extreme importance, for problems that must be solved, the Lowers team of forensic accountants, litigation experts, investigators, and risk professionals are trusted to get the job done.

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The Latest from Lowers Forensics

Using Stratis to Boost Human Performance

December 18, 2020

If asked to consider what it means to “boost human performance,” the answer most-often given is additive – what new tools or techniques or science will...

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How Forensic Accountants Use Stratis After a CAT

December 8, 2020

Over the last decade, advancements in technology have provided an opportunity for organizations to combine digital tools in new and dynamic ways.  Microsoft...

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Efficiency, Accuracy and Evolution: Why It (Really) Matters to the Insurance Industry

October 9, 2020

Senior Vice President of Lowers Forensics International, David Gardiner, has spent the last 20 years evaluating economic and financial claims for insurance...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

Operations: Meet Dan. He’s Ours, And Yours.

June 3, 2021

Eight years ago, Dan Agee joined the Wholesale Screening team as Chief Operating Officer. He immediately instilled a metrics-driven management approach that has...

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The State of Public Records Research: Are We There Yet?

May 20, 2021

It goes without saying that these past 14 months have been nothing short of unprecedented. Here at Wholesale Screening, one of the specific impacts that has...

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Our Approach to People + Culture: You Win When We Hire Great People

May 5, 2021

There’s a whole lot to be said for technology, automation, and AI in reducing the need for human involvement in business processes. In public records...

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International Loss Adjusting and Claims Management

Adjusteck is an international loss adjusting and claims management firm built on human experience and driven by technology. Adjusteck blends a bespoke approach to technical, complex loss adjusting for clients in the insurance and reinsurance markets with enterprise-level risk mitigation expertise.

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The Latest from Adjusteck

Adjusteck Welcomes YDR Chartered Loss Adjusters of Australia to Global Partner Network

June 2, 2021

Adjusteck announces the latest addition to its rapidly-growing global partner network. YDR will enhance Adjusteck’s loss adjusting capabilities in Australia....

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Cyclone Tauktae, India – Market Update No. 1

May 18, 2021

Cyclone Tauktae, one of the strongest cyclones in recent years to hit India’s west coast, where a number of major ports and refineries are located, made...

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Adjusteck Achieves Carbon Neutral Status and Certification through C Level’s Carbon Balanced Programme

May 17, 2021

Adjusteck announced it has achieved carbon neutral status by reducing its footprint and by securing sufficient carbon offset credits through C Level’s Wild...

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