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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

SOPs & Precious Metals: Mining Your Own Business

July 10, 2020

Daniel Cootes, AIExpE and Client Relationship & Operations Manager for Lowers & Associates UK office, shares some insights into his experience assessing an...

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Lions & Lambs: A Story of Social Engineering Fraud

July 2, 2020

Brad Moody tells a story of social engineering fraud that, had the CEO created the culture of a high-reliability organization, may have had a different...

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Authoring Resilience During COVID-19

June 25, 2020

Business Continuity Plans (BCPs) are funny things. At their most basic, BCPs are the real-world response to the old “Hope for the best, Plan for the worst”...

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Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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The Latest from Lowers Forensics

How Insurers Can Manage the Ensuing Volume of BI Claims Stemming from COVID-19 [Infographic]

April 2, 2020

The direct impact of the Coronavirus (COVID-19) is being felt all over the globe. In this uncertain time, the narrative that “we are all in this together”...

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5 Keys to a Successful Financial Fraud Investigation

March 26, 2020

Over a span of 11 years, two California agricultural businesses were allegedly impacted by an embezzlement scheme perpetrated by their trusted bookkeeper,...

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What is a Lifestyle Analysis and What Might it Reveal?

March 10, 2020

Financial negotiations are challenging, even under the best of circumstances. Add in any sort of dispute, and they can quickly escalate into something far more...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

Where’s the Beef in Your Monitoring Solution? [Case Study]

June 25, 2020

As one of the more “tenured” people in the background screening industry, I along with a few dozen others will remember the 1984 Wendy’s commercial...

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Welcome to the Next-Gen of Monitoring

June 11, 2020

Remember when the Blackberry was the ultimate smartphone? When MySpace ruled social media? Or when everyone had a Hotmail account? How about when TV was...

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[Infographic] A CRA’s Reference: Continuous Court Records Monitoring

June 3, 2020

A company’s long-standing employee gets arrested one Friday night. The employer receives an automated alert, almost immediately. What should the employer do...

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