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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

4 Culprits of Complacency

October 29, 2019

“Complacency is the last hurdle standing between any team and its potential greatness.” Pat Riley, former NBA Coach and Player You’ve done the important...

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Black Swans: How to Prepare for Low-Probability, High-Impact Events

October 23, 2019

Risk management is a top priority for businesses that seek to avoid or minimize potential losses. Often, their efforts are focused on the threats that are most...

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Uncovering the Risks of Crypto Cold Storage and Transportation [Infographic]

July 16, 2019

Carbon Black estimates that more than $1 billion in cryptocurrency was stolen in the first half of 2018 alone. And though cryptocurrency custodians must wrestle...

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Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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The Latest from Lowers Forensics

Claims Accounting Trends in Latin America

October 22, 2019

Q&A with Carlos Rivera and Alejandro Rose, Lowers Forensics International Latin America consists of 33 countries and dependent territories and covers 7.4...

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The Wide Impact of Wide Area Damages: A Forensic Accounting Perspective

September 10, 2019

Monsoon flooding in India. Wildfires in California. Earthquakes and tsunamis in Indonesia. Volcanic eruptions in Guatemala. Hurricane Maria in Puerto Rico....

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Natural Disasters: Gaining Control Amidst Chaos

September 5, 2019

2018 was a tough year for insurers. Between droughts, hurricanes, flooding, and wildfires, natural disasters caused $92 billion worth of damage in the US alone,...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

The Current State of PII Protection in the Criminal Court Records System

November 6, 2019

“Inside Wholesale” Q&A with Vince Pascarella, EVP and General Counsel Maintaining online privacy and protecting personally identifiable information...

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How We Address the Challenges of Federal Criminal Records Research

October 29, 2019

Q&A with Cody Funkhouser, Criminal Research Analyst Federal criminal records are unique not only in terms of the types of cases that are housed in the...

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How Common Name Searches Impact the Criminal Records Research Process

October 16, 2019

Q&A with Renae Cramphin, Director, Criminal Operation, and Dorinda Funk, Quality Manager, at Wholesale Screening Solutions James Smith, Michael Smith, Maria...

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