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Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Adapt & Overcome: The Case for Virtual Surveying

May 28, 2020

As discussed in our most recent LinkedIn post, COVID 19 has forced companies to review and amend their operations top to bottom. And whether these changes are...

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Ignorance Is Bliss – Until Reality Hits

May 21, 2020

Even before COVID-19 created the social and economic challenges we are currently working through, brick and mortar business owners large and small understood a...

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Wire Fraud Begins and Ends with People

May 14, 2020

It’s hard to imagine that, on any given day, over $3 trillion dollars moves via electronic transfer.  Financial institutions make these B2B transactions...

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Financial Forensics Solutions

Lowers Forensics International offers expertise in forensic accounting, litigation support and insurance, claims accounting, and investigation services. We are an internationally recognized accounting and consulting firm with a broad range of experience, including financial and data analysis, review of relevant economic issues, expert witness testimony, evidence gathering, and administrative support.

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The Latest from Lowers Forensics

How Insurers Can Manage the Ensuing Volume of BI Claims Stemming from COVID-19 [Infographic]

April 2, 2020

The direct impact of the Coronavirus (COVID-19) is being felt all over the globe. In this uncertain time, the narrative that “we are all in this together”...

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5 Keys to a Successful Financial Fraud Investigation

March 26, 2020

Over a span of 11 years, two California agricultural businesses were allegedly impacted by an embezzlement scheme perpetrated by their trusted bookkeeper,...

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What is a Lifestyle Analysis and What Might it Reveal?

March 10, 2020

Financial negotiations are challenging, even under the best of circumstances. Add in any sort of dispute, and they can quickly escalate into something far more...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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How Well Do You Understand How to Use Criminal Records for Employment Screening?

August 27, 2019

As an HR manager or employer, chances are good you use criminal background checks to inform your hiring decisions. A new study from the National Association of...

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Dos and Dont’s of FCRA Disclosures in Employee Screening

August 22, 2019

If you’re familiar with FCRA guidelines, then you know there are certain disclosures required at nearly every step of the hiring process. In this blog, we...

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Public Records Research and Verifications

Wholesale Screening Solutions is the go-to source of vital data for employment screening, tenant screening, and risk mitigation service providers nationwide. Combining innovative technology and deep human insight, Wholesale Screening delivers unique value to enable better, more efficient decision making and greater compliance. Court records, social media searches, reference data, and more, are fast, accurate, and affordable with Wholesale Screening.

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The Latest from Wholesale Screening Solutions

Background Screening and the Practice of Being Relentless

May 28, 2020

I bought my German Shepherd Bodhi a big red ball. He has destroyed every dog toy imaginable; this one made for big cats in zoos seemed the answer. It’s hard...

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Unlike Happy Fun Ball, Court Records Need No Disclaimers

May 21, 2020

Ever see the SNL skit about Happy Fun Ball? It was supposedly happy and fun, but the disclaimers made it sound like it must be at least a little bit dangerous....

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The Monitoring Paradox

May 12, 2020

Darn it, that job applicant seemed perfect on paper. He interviewed so well. She was recommended by a great long-term employee. All that stood between you and...

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